Rated 4.9/5
from over 12,000+ reviews.
Rated 4.9/5
from over 12,000+ reviews.
Rated 4.9/5
from over 12,000+ reviews.
We EMPOWER
LOAN OFFICERS
TO
OWN
SCALE
RECLAIM
LEAD
OWN
SCALE
RECLAIM
LEAD
OWN
SCALE
RECLAIM
LEAD
Are You Ready to Join the #1 Mortgage Platform?
We provide the infrastructure, tech, and comp model you need to grow—without giving up your brand, your voice, or your freedom.
YOUR BUSINESS. YOUR WAY.
YOUR BUSINESS. YOUR WAY.
Rated 4.9/5
from over 12,000+ reviews.
Rated 4.9/5
from over 12,000+ reviews.
Rated 4.9/5
from over 12,000+ reviews.
001
PROVEN PATH
PROVEN PATH
INDEPENDENT BUT NOT ALONE
Built for LOs Who Want More
Built for LOs Who Want More
Built for LOs Who Want More
It’s Not a Pitch.
It’s a Proven Path
Rated 4.9/5
from over 12,000+ reviews.
Rated 4.9/5
from over 12,000+ reviews.
Rated 4.9/5
from over 12,000+ reviews.
Real Support When It Counts
->
From onboarding to processing to compliance—we don’t leave you figuring things out alone. You’ll always have a team behind you.
Keep Your Brand, Use Our Tools
->
Know Where You Stand
->
Real Support When It Counts
->
From onboarding to processing to compliance—we don’t leave you figuring things out alone. You’ll always have a team behind you.
Keep Your Brand, Use Our Tools
->
Know Where You Stand
->
Real Support When It Counts
->
From onboarding to processing to compliance—we don’t leave you figuring things out alone. You’ll always have a team behind you.
Keep Your Brand, Use Our Tools
->
Know Where You Stand
->
002
REAL SUPPORT. REAL PEOPLE.
REAL SUPPORT. REAL PEOPLE.
INDEPENDENT BUT NOT ALONE
003
REAL STATS
INDEPENDENT BUT NOT ALONE
THE BEST
THE BEST
THE BEST
TOP-PERFORMING LOAN OFFICERS WORK WITH EMC
0
States Licenced (2 Pending)
0
States Licenced (2 Pending)
0
States Licenced (2 Pending)
$0.6B
Funded in 2024
$0.6B
Funded in 2024
$0.6B
Funded in 2024
#0
Fundings Per LO (Top 5 Brokers)
#0
Fundings Per LO (Top 5 Brokers)
#0
Fundings Per LO (Top 5 Brokers)
FUTUREPROOF YOUR DEALS
SEEMLESS PIPELINE
with
01
FLOW CRM
Real-time deal tracking across your entire pipeline. Integrated with LOS and investor data so you never miss a beat—from app to funding.
01
FLOW CRM
Real-time deal tracking across your entire pipeline. Integrated with LOS and investor data so you never miss a beat—from app to funding.
01
FLOW CRM
Real-time deal tracking across your entire pipeline. Integrated with LOS and investor data so you never miss a beat—from app to funding.
02
Collaboration at Scale
Support, processing, and investor visibility—all in one place. Empower your team to move faster without losing precision.
02
Collaboration at Scale
Support, processing, and investor visibility—all in one place. Empower your team to move faster without losing precision.
02
Collaboration at Scale
Support, processing, and investor visibility—all in one place. Empower your team to move faster without losing precision.
03
360-degree DATA INSIGHTS
Know what’s working and what’s not. Analyze close times, fallout rates, and lender performance so you can make sharper decisions.
03
360-degree DATA INSIGHTS
Know what’s working and what’s not. Analyze close times, fallout rates, and lender performance so you can make sharper decisions.
03
360-degree DATA INSIGHTS
Know what’s working and what’s not. Analyze close times, fallout rates, and lender performance so you can make sharper decisions.
04
COMPLETE INTELLIGENCE SUITE
All your data, training, and tools in one dashboard. From pipeline stats to lender pricing, market movement, and touchpoint alerts — Flow gives you the clarity to lead like a CEO.
04
COMPLETE INTELLIGENCE SUITE
All your data, training, and tools in one dashboard. From pipeline stats to lender pricing, market movement, and touchpoint alerts — Flow gives you the clarity to lead like a CEO.
04
COMPLETE INTELLIGENCE SUITE
All your data, training, and tools in one dashboard. From pipeline stats to lender pricing, market movement, and touchpoint alerts — Flow gives you the clarity to lead like a CEO.
005
LENDER OPTIONS
LENDER OPTIONS
INDEPENDENT BUT NOT ALONE
INCREASE YOUR CLIENT'S BUYING POWER
INCREASE YOUR CLIENT'S BUYING POWER
INCREASE YOUR CLIENT'S BUYING POWER
YOU NEED LOAN OPTIONS? WE DELIVER.
We give Loan Officers the tools, products, and support to close more deals—without giving up control.
01
01
01
160+ LENDERS. UNLIMITED SCENARIOS.
From FHA, VA, USDA, to Non-QM, Jumbo, DSCR, Bank Statement, and Fix & Flip — if it exists, we probably have it. You’ll never be boxed in again.
02
02
02
BUYING POWER THAT CLOSES DEALS
Offer 0% down options, high-balance, manual underwrites, and rate buydowns — with competitive pricing that wins in a tight market.
03
03
03
FUND MORE, FASTER.
With direct access to scenario support and fast-moving loan desks, you get answers in minutes — not hours. Stay client-facing while we handle the backend.
006
Testimonials
Testimonials
INDEPENDENT BUT NOT ALONE
REAL LOS. REAL STORIES.
REAL LOS. REAL STORIES.
REAL LOS. REAL STORIES.
Hear from
THOSE WHO WENT INDEPENDENT.
What a wonderful company this is. Working here and having the support we do—from the LOS to the CRM, to processing and beyond—everything is already tailor-made. It’s truly a business in a box, and I wouldn’t want to work anywhere else.
Derek Torok
Division Manager - Independent since 2020
What a wonderful company this is. Working here and having the support we do—from the LOS to the CRM, to processing and beyond—everything is already tailor-made. It’s truly a business in a box, and I wouldn’t want to work anywhere else.
Derek Torok
Division Manager - Independent since 2020
What a wonderful company this is. Working here and having the support we do—from the LOS to the CRM, to processing and beyond—everything is already tailor-made. It’s truly a business in a box, and I wouldn’t want to work anywhere else.
Derek Torok
Division Manager - Independent since 2020
“E Mortgage Capital changed everything for my family. I came in green, yet plugged in like I’d been at the top for years. I’m still learning, but even now making 30K/month — and that’s just the beginning. If you’re thinking about it… do it.
Davis Nicart
Loan Officer - Independent since 2020
“E Mortgage Capital changed everything for my family. I came in green, yet plugged in like I’d been at the top for years. I’m still learning, but even now making 30K/month — and that’s just the beginning. If you’re thinking about it… do it.
Davis Nicart
Loan Officer - Independent since 2020
“E Mortgage Capital changed everything for my family. I came in green, yet plugged in like I’d been at the top for years. I’m still learning, but even now making 30K/month — and that’s just the beginning. If you’re thinking about it… do it.
Davis Nicart
Loan Officer - Independent since 2020
I thought I’d be on my own going independent, but it’s been the opposite. The support from EMC is constant, and the tools they provide have helped me grow faster than I ever could at my last company
Felix Shiels
Division Manager - Independent since 2022
I thought I’d be on my own going independent, but it’s been the opposite. The support from EMC is constant, and the tools they provide have helped me grow faster than I ever could at my last company
Felix Shiels
Division Manager - Independent since 2022
I thought I’d be on my own going independent, but it’s been the opposite. The support from EMC is constant, and the tools they provide have helped me grow faster than I ever could at my last company
Felix Shiels
Division Manager - Independent since 2022
You have the opportunity to be your own boss—everything from processing and title, to lender choice and loan programs is in your hands. It’s like owning your own mortgage brokerage without the backend hassle of compliance, licensing, and audits.
Austen Tucker
Division Manager - Independent since 2020
You have the opportunity to be your own boss—everything from processing and title, to lender choice and loan programs is in your hands. It’s like owning your own mortgage brokerage without the backend hassle of compliance, licensing, and audits.
Austen Tucker
Division Manager - Independent since 2020
You have the opportunity to be your own boss—everything from processing and title, to lender choice and loan programs is in your hands. It’s like owning your own mortgage brokerage without the backend hassle of compliance, licensing, and audits.
Austen Tucker
Division Manager - Independent since 2020
Grow Beyond
Entire teams and branches can go independent too. With our platform, you keep your structure and momentum—while we handle the backend support like compliance, licensing, and audits. It’s everything you need to thrive, without starting from scratch.
Grow Beyond
Entire teams and branches can go independent too. With our platform, you keep your structure and momentum—while we handle the backend support like compliance, licensing, and audits. It’s everything you need to thrive, without starting from scratch.
Grow Beyond
Entire teams and branches can go independent too. With our platform, you keep your structure and momentum—while we handle the backend support like compliance, licensing, and audits. It’s everything you need to thrive, without starting from scratch.
007
FAq
FAq
INDEPENDENT BUT NOT ALONE
FAQ
FAQ
FAQ
Frequently Asked
Questions.
Trusted by 12,000+ Independent Reviews
Trusted by 12,000+ Independent Reviews
Trusted by 12,000+ Independent Reviews
Can I Bring My Team or Branch?
->
Absolutely. We onboard entire teams, offering plug-and-play infrastructure for smooth transitions — no downtime, no headaches.
Can I Bring My Team or Branch?
->
Absolutely. We onboard entire teams, offering plug-and-play infrastructure for smooth transitions — no downtime, no headaches.
Can I Bring My Team or Branch?
->
Absolutely. We onboard entire teams, offering plug-and-play infrastructure for smooth transitions — no downtime, no headaches.